Business Relief vs. Alternative Estate Planning Options: Which is Right for You? When planning your estate, minimising Inheritance Tax (IHT) while ensuring a smooth transfer of assets to beneficiaries is a key consideration. Business Relief (BR) is one way to reduce or eliminate IHT, but it’s not the only option. Here, we compare Business Relief …
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Structured Products – A Compelling Addition To An Investment Portfolio In Uncertain Times Despite being existence in the UK since the early 1990s, Structured Products remain a relatively unknown investment vehicle to the wider retail investment consumer. The past few years have been turbulent for financial markets due to various factors, including the COVID-19 pandemic, …
Business Relief: How It Works and Why It Matters Inheritance Tax (IHT) is catching more and more families by surprise. House prices keep rising, but the tax-free allowance has been frozen for the past few years. Furthermore, pensions will be subject to IHT from April 2027 which will make even more people subject to IHT. …
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What Does Business Relief Look Like In 2025 And Beyond The Chancellor’s 2024 Autumn Budget announced changes which will affect Business Relief investments and increase their prominence as a means of mitigating Inheritance Tax in future. In this article, we will give an overview of how Business Relief investments work in practice to help you …
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Structured Products – What They Are And Why You Should Consider Investing In Them Investors and advisers have had to navigate inclement weather in the financial landscape during the past few years. With cash and government securities (gilts) delivering around 4% p.a., bonds and equities volatile, traditional model portfolios aren’t always delivering the outcomes that …
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Choosing The Right Investment Partner For Your Money Investing your money wisely is key to growing your wealth. Whether you’ve come into some money through inheritance, built up savings, or are managing a pension, a strategic approach to investment can significantly impact your financial health. It’s always the right time to reassess your investments, but …
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Investment Markets & The Tax Year End In 2023, investment markets faced challenges due to factors like the Ukraine conflict, Middle East tensions, high inflation, and resulting high interest rates, impacting spending capacity. The UK has a recent legacy of some unique circumstances, including Brexit; multiple prime ministers; a shortage of labour and underinvestment. However, …
Our Top 5 Money Resolutions To Kick Off 2024 Pledging to get our finances in order is a classic New Year’s resolution. While many of us struggle to keep our resolutions, a positive financial reset is achievable with the right actions and guidance. The trick is to set realistic and attainable goals. If you’re looking …
What Does 2024 Hold In The Financial World? As we say farewell to 2023 and welcome to 2024 we consider what may ahead. Here are some thoughts: The UK Economy Western economies did better than expected in 2023, but conditions are likely to remain tough. Some forecasts show growth in the UK economy of 0.7% …
Chancellor’s Autumn Statement 22.11.2023 We have summarised below some of the key points from yesterday’s Autumn Statement from the Chancellor: National Insurance The main employee National Insurance rate will reduce by 2% from 12% to 10%, from 6 January 2024. For the self-employed, the first of two cuts will see the main rate of Class …