Wealth Management Budget Alert: Tax Changes to Pensions Mean More Families Could Face IHT From 6 April 2027, pension fund values will be counted in your estate for inheritance tax. This change will bring many more families into scope, especially with frozen thresholds and higher property values. If your future plans to pass on assets …
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A Blog from Hilbert Investment Solutions How to Find the Best Structured Products in the UK for Income-Focused Clients In today’s lowering-interest rate environment, income-focused investors are increasingly seeking alternatives to traditional savings accounts and unpredictable dividend stocks. For IFAs and financial advisers, helping clients find the best structured product in the UK – one …
A Blog from Hilbert Investment Solutions Structured Products in Wealth Management: A Smarter Way to Invest In an increasingly complex financial world, investors and advisers are turning to structured products in wealth management as a strategic tool to balance risk, enhance returns, and achieve defined outcomes. Hilbert Investment Solutions specialise in delivering structured investments that …
Wealth Management Exiting The Buy-to-Let Market in 2025-26 And What To Do With The Proceeds The maths behind buy-to-let property investments has shifted in recent years, and for many, investing in rented property no longer a worthwhile risk. Since April 2020, BTL investors are no longer able to deduct mortgage expenses from rental income to …
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Estate & IHT Planning What To Expect In The November Budget For Inheritance Tax And Estate Planning The Autumn Budget will be a key moment for the current government’s tax policy. The Chancellor is facing significant challenges in trying meet spending pressures which would likely require future tax hikes. Sweeping reforms often appear with little …
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Structured Products Major Distributor Withdraws From The Market Following Acquisition. We Are Absolutely Still Open For Business! It was recently announced that Lowes Financial Management has been acquired by Saltus – a move that significantly reduces the distribution channels for those looking to invest in Structured Products. The good news is that Best Advice Wealth …
Business Relief vs. Alternative Estate Planning Options: Which is Right for You? When planning your estate, minimising Inheritance Tax (IHT) while ensuring a smooth transfer of assets to beneficiaries is a key consideration. Business Relief (BR) is one way to reduce or eliminate IHT, but it’s not the only option. Here, we compare Business Relief …
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Structured Products – A Compelling Addition To An Investment Portfolio In Uncertain Times Despite being existence in the UK since the early 1990s, Structured Products remain a relatively unknown investment vehicle to the wider retail investment consumer. The past few years have been turbulent for financial markets due to various factors, including the COVID-19 pandemic, …
Business Relief: How It Works and Why It Matters Inheritance Tax (IHT) is catching more and more families by surprise. House prices keep rising, but the tax-free allowance has been frozen for the past few years. Furthermore, pensions will be subject to IHT from April 2027 which will make even more people subject to IHT. …
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What Does Business Relief Look Like In 2025 And Beyond The Chancellor’s 2024 Autumn Budget announced changes which will affect Business Relief investments and increase their prominence as a means of mitigating Inheritance Tax in future. In this article, we will give an overview of how Business Relief investments work in practice to help you …
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