THE MARIANA 10:10 PLAN
8.85% P.A. Without The Need For Stock Market Growth
With the FTSE100 currently hovering around the 9700 mark, the new February issue of the Mariana 10:10 Plan provides an ideal & exciting investment opportunity for investors as we approach the New Year.
Mariana was established in 2009 by an experienced team with considerable technical knowledge of structuring investments for various markets. Their structured investment division was created in 2012, which now boasts one of the largest and most experienced teams in the market covering the UK, Europe and Middle and Far East.
Their 10:10 Plan has been available for 10 years and has a great track record of delivery with in excess of 200 investment tranches issued. It has already had more than 150 successful maturities which have given annualised returns exceeding 8.6%. (Source Structured Product Review) The 10:10 Plan can reward investors for time in the market without the need for it to rise.
A return of 8.85% pa is on offer with the ‘At the Money’ Option 2 of this tranche. There are also Defensive & Hurdle alternatives available as well. With the three Options & the ability to mix & match where required, it really is a Plan for all seasons.
It provides the opportunity for very attractive rates of return going forward & this tranche is underwritten by BNP Paribas (S&P A + Stable) as the chosen Counterparty Bank.
Headline details of the February 2026 10:10 product options are shown in the table below. (Refer to the Prospectus for full information on the Plan – see page 6. There is also a useful flowchart on page 8).
|
|
10:10 Plan February 2026 Option 1 |
10:10 Plan February 2026 Option 2 |
10:10 Plan February 2026 Option 3 |
|
Counterparty |
BNP Paribas (S&P A+ Stable) |
BNP Paribas (S&P A+ Stable) |
BNP Paribas (S&P A+ Stable) |
|
Underlying |
FTSE CSDI |
FTSE CSDI |
FTSE CSDI |
|
Term |
Minimum 3 Years & Maximum of 10 Years 2 Week |
Minimum 3 Years & Maximum of 10 Years 2 Week |
Minimum 3 Years & Maximum of 10 Years 2 Week |
|
Structure |
Kick Out |
Kick Out |
Kick Out |
|
Protection Barrier |
70% European |
70% European |
70% European |
|
Kick Out Trigger Level |
From the end of Year 3 the plan has the possibility to mature early if the underlying is at or above the following levels on an annual observation date: Year 3: 100.0% Year 4: 97.5% Year 5: 95.0% Year 6: 92.5% Year 7: 90.0% Year 8: 87.5% Year 9: 85.0% Year 10: 82.5% |
From the end of Year 3 the plan will mature early if the underlying is at or above 100% of strike on an annual observation date. |
From the end of Year 3 the plan will mature early if the underlying is at or above 100% of strike on an annual observation date. |
|
Payoff |
7.5% for each year the plan runs |
8.85% for each year the plan runs |
10.1% for each year the plan runs |
|
Investment deadline |
13/02/26 |
13/02/26 |
13/02/26 |
|
Strike Date |
20/02/26 |
20/02/26 |
20/02/26 |
The 10:10 Plan continues to use the FTSE CSDI Index which was introduced by Mariana nearly six years ago. This Index was designed specifically for Structured Investments – its full title is the FTSE Custom 3.5% Synthetic Fixed Dividend Index (FTSE CSDI), & it is now very much a staple within the sector. The FTSE CSDI measures the performance of the same 100 shares in the same weightings as the FTSE 100 but accounts for dividends differently. Consequently, two indices are over 99% correlated.
As with other plans, this plan is of a limited tranche size. The investment deadline is 5pm on 13th February 2026 for bank transfers and 11th February 2026 for applications by cheque.
Combined with great potential returns, Structured Investments offer pre-defined outcomes. We would remind investors that these are limited offers & we would encourage early action to take advantage of the attractive terms on offer.
Further information on Structured Products and the full range of available products is provided on our website and can be found here.