Minimum investment £10000
The Walker Crips UK & US Annual Kick-out Plan (MS221) is a six year investment offering a Potential gross investment return of 9.5% per annum, payable on maturity and a potential kick-out from year two depending on the performance of the FTSE 100 Index and the S&P 500 Index.
Important: The closing date for applications by cheque is 1 October 2025 and by bank transfer is 3 October 2025.
The closing date for ISA transfer applications is 19 September 2025.
Product Literature And Forms
You should always read the relevant plan brochure and any other plan documentation, for full details of the plan’s features, including any risks, and the terms and conditions. In addition to the plan brochure and terms and conditions, there are other important documents, including a Key Information Document (‘KID’), that you should consider before deciding to invest in the plan.
If you do not fully understand the risks or are unsure as to the suitability of the investment, please contact us
How To Invest?
Applications for the Plan must be submitted via Best Price Financial Services and received by 5pm on 3 October 2025 for bank transfer applications.
The closing date for applications by cheque is 1 October 2025
The closing date for ISA transfer applications is 19 September 2025.
This will enable us to process your application and forward it on to the structured product provider.
1. Firstly, print off and complete both the Walker Crips Appropriate Assessment Questionnaire and the Best Advice Appropriate Assessment Questionnaire. All applications require two proofs of identity – see Page 1 of the Best Advice questionnaire for more information.
2. Next download, print and complete the application form available. Note that product applications will have multiple documents, so please choose the one relevant to you.
3.Place all completed documents – questionnaire, proofs of identity, application form and cheques for payment – in an envelope and post to:
Best Price Financial Services,
The Tythe Barn, 5 Eglwys Nunnydd,
Margam, Neath Port Talbot
SA13 2PS
Further Information
The Walker Crips UK & US Annual Kick-out Plan (MS221) is a six year investment offering a Potential gross investment return of 9.5% per annum, payable on maturity and a potential kick-out from year two depending on the performance of the FTSE 100 Index and the S&P 500 Index.
When investing in the UK & US Annual Kick-out Plan, repayment of your Initial Investment and any potential return is not guaranteed but is dependent on the performance of the FTSE 100 Index and the S&P 500 Index.
If, on an Anniversary Date, both the FTSE 100 Index and the S&P 500 Index close at or above their Initial Index Levels the Plan will end and your Initial Investment will be repaid to you, plus an accumulated return of 9.5% for each year that has elapsed since the Investment Start Date. If, however, either Index closes below the Initial Index Level on an Anniversary Date, the Plan will continue to the next Anniversary Date.
Kick-out feature: If both the FTSE 100 Index and the S&P 500 Index are at or above their Initial Index Levels on an Anniversary Date, the Plan will mature early (kick-out) and repay your Initial Investment plus a defined return
Where the Plan has not matured early and runs to the full six year term, you will lose a significant proportion of your Initial Investment if the Final Index Level is below 65% of its Initial Index Level on the Investment End Date.
The Counterparty is Morgan Stanley & Co. International plc, which holds an ‘A+’ credit rating from Standard & Poor’s as at 26 August 2025.
What Are The Risks Of The Plan?
As with all forms of investment there are risks involved. These plans do not guarantee to repay the money invested. The potential returns of the plans and repayment of the money invested are dependent the level of the underlying asset(s) or index / indices to which the return is linked and also on the financial stability of the Issuer and Counterparty.
Past performance is not a guide to future performance and may not be repeated. Investment involves risk. The performance data does not take account of the commissions and costs incurred on the issue and redemption of shares. The value of investments and the income from them may go down as well as up and investors may not get back any of the amount originally invested. Because of this, an investor is not certain to make a profit on an investment and may lose money. Exchange rate changes may cause the value of overseas investments to rise or fall.
The promotion of the plans does not constitute ‘advice’ to invest. Advice is always specific to an individual investor’s circumstances and needs, following the process of ‘know your customer’, with the aim of ensuring that any product is suitable for an investor.
As always, the recommendation and common-sense approach is to consider product solutions as a portfolio, never over-exposing oneself to a point of financial pain and suffering liquidity or counterparty over exposure.
