Minimum investment £10000
The Walker Crips UK Fixed Income Plan (BNP031) is a maximum 5-year investment offering a fixed income of 1.32% per quarter (5.28% p.a.), dependent on the performance of the FTSE 100 Index.
Important: The closing date for applications by cheque is 25 March 2026 and by bank transfer is 27 March 2026.
The closing date for ISA transfer applications is 10 March 2026.
Product Literature And Forms
You should always read the relevant plan brochure and any other plan documentation, for full details of the plan’s features, including any risks, and the terms and conditions. In addition to the plan brochure and terms and conditions, there are other important documents, including a Key Information Document (‘KID’), that you should consider before deciding to invest in the plan.
If you do not fully understand the risks or are unsure as to the suitability of the investment, please contact us.
How To Invest?
Applications for the Plan must be submitted via Best Price Financial Services and received by 5pm on 27 March 2026 for bank transfer applications.
The closing date for applications by cheque is 25 March 2026
The closing date for ISA transfer applications is 10 March 2026.
This will enable us to process your application and forward it on to the structured product provider.
1. Firstly, print off and complete both the Walker Crips Appropriate Assessment Questionnaire and the Best Advice Appropriate Assessment Questionnaire. All applications require two proofs of identity – see Page 1 of the Best Advice questionnaire for more information.
2. Next download, print and complete the application form available. Note that product applications will have multiple documents, so please choose the one relevant to you.
3.Place all completed documents – questionnaires, proofs of identity, application form and cheques for payment – in an envelope and post to:
Best Price Financial Services,The Tythe Barn, 5 Eglwys Nunnydd,
Margam, Neath Port Talbot
SA13 2PS
Further Information
The Walker Crips UK Fixed Income Plan (BNP031) is a maximum 5-year investment offering a fixed income of 1.32% per quarter (5.28% p.a.), dependent on the performance of the FTSE 100 Index.
The UK Fixed Income Plan has been structured to provide scheduled quarterly income payments of 1.32% over a five year term (equivalent to 5.28% per annum). The Plan does not have the ability to mature early at any time.
On each income payment date, a fixed payment of 1.32% will be made (equivalent to 5.28% per annum). These income payments are unconditional and do not depend on the performance of any underlying Index.
When the Plan has reached the full five year term, investors will lose a significant proportion of their Initial Investment if the Final Index Level is below 65% of its Initial Index Level on the Investment End Date.
The Plan will provide a total of 20 income payments.
When the Plan has run to the full five year term, repayment of your Initial Investment will depend on the Final Index Level (the Closing Level of the Index on the Investment End Date).
There are two possible scenarios on the Investment End Date:
• If the Final Index Level is at or above 65% of the Initial Index Level your Initial Investment will be repaid to you in full.
• If, however, the Final Index level is below 65% of the Initial Index Level, repayment of your Initial Investment will be reduced by 1% for every 1% the Final Index Level is below the Initial Index Level.
The Counterparty is BNP Paribas which holds an ‘A+ stable’ credit rating from Standard & Poor’s as at 24 February 2026.
What Are The Risks Of The Plan?
As with all forms of investment there are risks involved. These plans do not guarantee to repay the money invested. The potential returns of the plans and repayment of the money invested are dependent the level of the underlying asset(s) or index / indices to which the return is linked and also on the financial stability of the Issuer and Counterparty.
Past performance is not a guide to future performance and may not be repeated. Investment involves risk. The performance data does not take account of the commissions and costs incurred on the issue and redemption of shares. The value of investments and the income from them may go down as well as up and investors may not get back any of the amount originally invested. Because of this, an investor is not certain to make a profit on an investment and may lose money. Exchange rate changes may cause the value of overseas investments to rise or fall.
The promotion of the plans does not constitute ‘advice’ to invest. Advice is always specific to an individual investor’s circumstances and needs, following the process of ‘know your customer’, with the aim of ensuring that any product is suitable for an investor.
As always, the recommendation and common-sense approach is to consider product solutions as a portfolio, never over-exposing oneself to a point of financial pain and suffering liquidity or counterparty over exposure.
