Minimum Investment Amount £5000
The Meteor FTSE/STOXX Annual Step Down to 85 Kick Out December 2025 – MS10231 plan is a maximum 6-years, 3-week investment offering 8.75% annual Growth potential
Important: The closing date for applications by cheque is 16 December 2025 and by bank transfer is 18 December 2025.
The closing date for ISA transfer applications is 04 December 2025.
Product Literature And Forms
You should always read the relevant plan brochure and any other plan documentation, for full details of the plan’s features, including any risks, and the terms and conditions. In addition to the plan brochure and terms and conditions, there are other important documents, including a Key Information Document (‘KID’), that you should consider before deciding to invest in the plan.
If you do not fully understand the risks or are unsure as to the suitability of the investment, please contact us.
How To Invest?
Applications for the Plan must be submitted via Best Price Financial Services and received by 5pm on 18 December 2025 for bank transfer applications.
The closing date for applications by cheque is 18 December 2025
The closing date for ISA transfer applications is 04 December 2025.
This will enable us to process your application and forward it on to the structured product provider.
1. Firstly, print off and complete our Appropriate Assessment Questionnaire. All applications require two proofs of identity – see the questionnaire for more information.
2. Next download, print and complete the application form available. Note that product applications will have multiple documents, so please choose the one relevant to you.
3.Place all completed documents – questionnaire, proofs of identity, application form and cheques for payment – in an envelope and post to:
Best Price Financial Services,The Tythe Barn, 5 Eglwys Nunnydd,
Margam, Neath Port Talbot
SA13 2PS
Further Information
The Meteor FTSE/STOXX Annual Step Down to 85 Kick Out December 2025 – MS10231 plan is a maximum 6-years, 3-week investment offering 8.75% annual Growth potential
Investment Return: The plan starts on the Start Date. On a Measurement Date, if the levels of the Indices are at or above a defined percentage of their respective Start Levels, the plan will end and pay Growth equal to 8.75% of the money invested for every year the plan has been in force. This is called a Kick Out and the barrier levels are called the Kick Out Barriers. The first date this can happen is 22 December 2026. If the plan reaches the End Date, the Indices will be measured for the last time. If the End Levels of the Indices are at or above 85% of their respective Start Levels, the plan will pay Growth equal to 52.50% of the money invested, otherwise, no Growth will be achieved.
Kick Out Barriers: 100%/100%/95%/95%/90%/85% (measured annually after 1 year)
Potential Growth: 8.75% for each year in force
Capital Return: Customers will get all their invested money back on a Kick Out; or, at the End Date if the End Levels of the Indices are at or above 65% of their respective Start Levels. This barrier level is called the Loss Barrier. If one or more of the End Levels of the Indices are below 65% of their respective Start Levels, customers will lose money proportional to the fall in the worst performing Index.
About Morgan Stanley & Co International PLC: The underlying financial contracts in this plan are manufactured by an investment bank. Because they are ultimately responsible for any payment obligations such as any money made from the plan and the repayment of invested money, they are considered the Counterparty.
More specifically, the Counterparty to this plan is Morgan Stanley & Co International PLC in its capacity as issuer of the financial contracts.
The financial contracts will be notes linked to the performance of preference shares issued by Sienna Finance UK Limited. This arrangement effectively loans your money to the Counterparty, entitling you to the features of this plan. More information can be found in the Base Prospectus dated 4 July 2024 and any supplements thereto.
What Are The Risks Of The Plan?
As with all forms of investment there are risks involved. These plans do not guarantee to repay the money invested. The potential returns of the plans and repayment of the money invested are dependent the level of the underlying asset(s) or index / indices to which the return is linked and also on the financial stability of the Issuer and Counterparty.
Past performance is not a guide to future performance and may not be repeated. Investment involves risk. The performance data does not take account of the commissions and costs incurred on the issue and redemption of shares. The value of investments and the income from them may go down as well as up and investors may not get back any of the amount originally invested. Because of this, an investor is not certain to make a profit on an investment and may lose money. Exchange rate changes may cause the value of overseas investments to rise or fall.
The promotion of the plans does not constitute ‘advice’ to invest. Advice is always specific to an individual investor’s circumstances and needs, following the process of ‘know your customer’, with the aim of ensuring that any product is suitable for an investor.
As always, the recommendation and common-sense approach is to consider product solutions as a portfolio, never over-exposing oneself to a point of financial pain and suffering liquidity or counterparty over exposure.
