Minimum investment amount £10000
The Mariana FTSE 100 EW45 Quarterly Income Kick Out Plan – October 2025 is a maximum 10-year, 2-week investment offering a Potential 2.075% for each quarter the Plan runs (8.30% p.a.). This plan is only available on an Advised basis.
Important: The closing date for applications by cheque is 15 October 2025 and by bank transfer is 17 October 2025.
The closing date for ISA transfer applications is 01 October 2025.
Product Literature And Forms
You should always read the relevant plan brochure and any other plan documentation, for full details of the plan’s features, including any risks, and the terms and conditions. In addition to the plan brochure and terms and conditions, there are other important documents, including a Key Information Document (‘KID’), that you should consider before deciding to invest in the plan.
If you do not fully understand the risks or are unsure as to the suitability of the investment, please contact us
How To Invest?
Please note: This plan is available on an advised basis only. If you are interested in this plan, please telephone us on 01639 860111 to arrange a free consultation.
1. Call for a free initial telephone consultation. If you wish to progress the process of the product purchase, the regulatory process of ‘advice’ must commence.
2. The completion of a financial review – which will confirm details of your income/capital and investment needs and experience.
3. The completion of a risk profiler – which will help to measure your attitude to risk.
This process will enable ‘advice’ to be provided in relation to the suitability of the product to meet with your needs. The fee for this service and process is 1.5% (subject to a minimum fee of £300) for focused advice – which is focused and narrowed to the suitability of the structured product you want to purchase.
Further Information
The Mariana FTSE 100 EW45 Quarterly Income Kick Out Plan – October 2025 is a maximum 10-year, 2-week investment offering a Potential 2.075% for each quarter the Plan runs (8.30% p.a.). This plan is only available on an Advised basis.
This is a ten year, two week Plan based on the performance of the FTSE™ 100 Equally Weighted 45 Point Decrement Index, the Underlying Asset. The Plan is constructed to offer a Potential Income of 2.075% per quarter (8.30% p.a) providing the Closing Price of the Underlying is at or above 80% of the Start Level on a quarterly Observation Date. If the Closing Price of the Underlying is below 80% of the Start Level on a quarterly Observation Date, no income is paid and the income for that period is permanently lost. You will only receive the quarterly Potential Income if the income criteria is fulfilled on a quarterly Observation Date. To note, if, on all of the quarterly Observation Dates the income criteria is not fulfilled, you will receive no Potential Income throughout the term of the Plan.
The Plan has the possibility to kick out from the end of year 1 and quarterly thereafter. Should the Closing Price of the Underlying be at or above the relevant Kick Out Trigger Level on any one of the kick out Observation Dates, the Plan will mature early paying the Potential Income for that quarter and returning Initial Capital in full (subject to Counterparty Risk).
If the Plan has not already kicked out, Initial Capital will be returned in full at the end of the Plan’s term if on the Maturity Date (24 October 2035) the Finish Level of the Underlying is not less than 60% of the Start Level.
You are at risk of losing your capital if the Closing Price of the Underlying is less than 60% of the Start Level (representing a decline of more than 40% from the Start Level), your Initial Capital will be lost at a rate of 1% for every 1% the Closing Price of the Underlying is below the Start Level.
The Counterparty chosen for this Plan is Natixis. Natixis Structured Issuance SA, an affiliate of Natixis, is the issuer of the underlying investments that are purchased on your behalf with the money you have invested. The investments are constructed to generate the terms described in this Brochure.
About Natixis: Natixis is the global arm of Groupe BPCE, France’s 2nd largest banking group with 35 million customers. It operates in the retail banking and insurance fields in France via its two major networks, Banque Populaire and Caisse d’Epargne. Housing Asset & Wealth Management and Corporate & Investment Banking, with ~12,000 employees in 35 countries, Natixis supports corporations, investors, financial institutions, financial sponsors and customers of Groupe BPCE’s retail networks in achieving their goals, offering innovative and sustainable financing and investment solutions worldwide.
More information on Natixis can be found on their website www.natixis.com or by requesting a copy of their prospectus from Mariana. The prospectus contains information and contractual terms for the securities issued by Natixis Structured Issuance SA.
Natixis acts as Guarantor of the securities issued by Natixis Structured Issuance SA, which means that Natixis will make the payments under the securities if Natixis Structured Issuance SA is unable to fulfil its payment obligations.
You may lose part and up to all your investment if Natixis goes into liquidation and defaults on paying your Plan return and the repayment of your Initial Capital. The risk that Natixis goes into liquidation is called Counterparty Risk.
Securities issued by Natixis Structured Issuance SA and Natixis are not covered by the Financial Services Compensation Scheme (FSCS). Therefore if the Issuer and/ or the Guarantor become insolvent you would not be covered by the FSCS.
The Plan is not endorsed, sponsored or otherwise promoted by Natixis or any of its affiliates. None of Natixis or its affiliates are responsible for the contents of the brochure and nothing in this document should be considered a representation or warranty by Natixis to any person regarding whether investing in the product is suitable or advisable for such a person. Neither Natixis, nor any of its affiliates, has provided advice, nor made any recommendation about investments or tax in relation to this product.
What Are The Risks Of The Plan?
As with all forms of investment there are risks involved. These plans do not guarantee to repay the money invested. The potential returns of the plans and repayment of the money invested are dependent the level of the underlying asset(s) or index / indices to which the return is linked and also on the financial stability of the Issuer and Counterparty.
Past performance is not a guide to future performance and may not be repeated. Investment involves risk. The performance data does not take account of the commissions and costs incurred on the issue and redemption of shares. The value of investments and the income from them may go down as well as up and investors may not get back any of the amount originally invested. Because of this, an investor is not certain to make a profit on an investment and may lose money. Exchange rate changes may cause the value of overseas investments to rise or fall.
The promotion of the plans does not constitute ‘advice’ to invest. Advice is always specific to an individual investor’s circumstances and needs, following the process of ‘know your customer’, with the aim of ensuring that any product is suitable for an investor.
As always, the recommendation and common-sense approach is to consider product solutions as a portfolio, never over-exposing oneself to a point of financial pain and suffering liquidity or counterparty over exposure.
