Mariana EuroStoxx 50 Defensive Kick Out Plan – October 2025

Minimum investment amount £10000

The Mariana EuroStoxx 50 Defensive Kick Out Plan – October 2025 is a seven year, two week investment based on the performance of the Euro Stoxx 50® Index, the Underlying Asset. The Plan is constructed to offer a Potential Return of 7.40% for each year the Plan runs with the possibility of early maturity and the full repayment of Initial Capital after the second year and annually thereafter. The Potential Return is only payable if the Plan kicks out.

Important: The closing date for applications by cheque is 13 October 2025 and by bank transfer is 15 October 2025.
The closing date for ISA transfer applications is 29 September 2025.

Product Literature And Forms

You should always read the relevant plan brochure and any other plan documentation, for full details of the plan’s features, including any risks, and the terms and conditions. In addition to the plan brochure and terms and conditions, there are other important documents, including a Key Information Document (‘KID’), that you should consider before deciding to invest in the plan.

If you do not fully understand the risks or are unsure as to the suitability of the investment, please contact us

How To Invest?

Applications for the Plan must be submitted via Best Price Financial Services and received by 5pm on 15 October 2025 for bank transfer applications.

The closing date for applications by cheque is 13 October 2025

The closing date for ISA transfer applications is 29 September 2025.

This will enable us to process your application and forward it on to the structured product provider.

1. Firstly, print off and complete our Appropriate Assessment Questionnaire. All applications require two proofs of identity – see the questionnaire for more information.

2. Next download, print and complete the application form available. Note that product applications will have multiple documents, so please choose the one relevant to you.

3.Place all completed documents – questionnaire, proofs of identity, application form and cheques for payment – in an envelope and post to:

Best Price Financial Services,
The Tythe Barn, 5 Eglwys Nunnydd,
Margam, Neath Port Talbot
SA13 2PS

Further Information

The Mariana EuroStoxx 50 Defensive Kick Out Plan – October 2025 is a seven year, two week investment based on the performance of the Euro Stoxx 50® Index, the Underlying Asset. The Plan is constructed to offer a Potential Return of 7.40% for each year the Plan runs with the possibility of early maturity and the full repayment of Initial Capital after the second year and annually thereafter. The Potential Return is only payable if the Plan kicks out.

Should the Closing Price of all the Underlying Assets on an Observation Date be at or above the Kick Out Trigger Level, the Plan will mature early, repaying your Initial Capital plus the Potential Return multiplied by the number of years the Plan has run. The Kick Out observations begin after the third year and continue on an annual basis until the Plan’s Maturity Date (from 22 October 2027 to 22 October 2032).

If the Plan has not already kicked out, Initial Capital will be repaid in full at the end of the Plan’s term if on the Maturity Date (22 October 2032) the Closing Price of the worst performing Underlying is not more than 33% below the Start Level.

If on the Maturity Date the Closing Price of the worst performing Underlying Asset is less than 65% of the Start Level (representing a decline of more than 35% from the Start Level), your Initial Capital will be lost at a rate of 1% for every 1% the Closing Price of the worst performing Underlying Asset is below the Start Level.

About Morgan Stanley International PLC:

Morgan Stanley & Co. International plc and its subsidiary undertakings are part of a group whose principal activity is the provision of financial services to corporations, governments and financial institutions. Morgan Stanley & Co. International plc is authorised by the Prudential Regulation Authority (“PRA”) and regulated by the PRA and the United Kingdom Financial Conduct Authority. More information on Morgan Stanley & Co. International plc can be found on their website www.morganstanley.com or by requesting a copy of their prospectus from Mariana. The prospectus contains information and contractual terms for the securities issued by Morgan Stanley & Co. International plc.

You may lose part and up to all your investment if Morgan Stanley & Co. International plc goes into liquidation and defaults on paying your Plan return and the repayment of your Initial Capital. The risk that Morgan Stanley & Co. International plc goes into liquidation is called Counterparty Risk.

Securities issued by Morgan Stanley & Co. International plc. and Morgan Stanley are not covered by the Financial Services Compensation Scheme (FSCS). Therefore if the Issuer and/or the Guarantor become insolvent you would not be covered by the FSCS.

The Plan is not endorsed, sponsored or otherwise promoted by Morgan Stanley or any of its affiliates. None of Morgan Stanley or its affiliates are responsible for the contents of this brochure and nothing in this document should be considered a representation or warranty by Morgan Stanley to any person regarding whether investing in the product is suitable or advisable for such a person. Neither Morgan Stanley, nor any of its affiliates, has provided advice, nor made any recommendation about investments or tax in relation to this product

What Are The Risks Of The Plan?

As with all forms of investment there are risks involved. These plans do not guarantee to repay the money invested. The potential returns of the plans and repayment of the money invested are dependent the level of the underlying asset(s) or index / indices to which the return is linked and also on the financial stability of the Issuer and Counterparty.

Past performance is not a guide to future performance and may not be repeated.  Investment involves risk. The performance data does not take account of the commissions and costs incurred on the issue and redemption of shares. The value of investments and the income from them may go down as well as up and investors may not get back any of the amount originally invested.  Because of this, an investor is not certain to make a profit on an investment and may lose money.  Exchange rate changes may cause the value of overseas investments to rise or fall.

The promotion of the plans does not constitute ‘advice’ to invest. Advice is always specific to an individual investor’s circumstances and needs, following the process of ‘know your customer’, with the aim of ensuring that any product is suitable for an investor.

As always, the recommendation and common-sense approach is to consider product solutions as a portfolio, never over-exposing oneself to a point of financial pain and suffering liquidity or counterparty over exposure.

Max Term: 7-years 2-weeks
Counterparty: Morgan Stanley International PLC
Potential Return: 7.40% per annum (paid gross)
Product type: Capital at Risk
Investment type: Growth/Kick-Out
Closing Date: 15 October 2025
ISA transfer: 29 September 2025
Advised Only: No
Type: Structured investment plans
Start date: 22 October 2025
Maturity date: 22 October 2032
Market / index link: Euro Stoxx 50 Index
Investment term: 7-years 2-weeks
Kick-out / early maturity: Yes
Barrier type: End of Term
Barrier level: 65%