Minimum Investment £5000
The hop investing US/Europe 3Y Defensive 60 Growth October 2025 – CI10092 plan is a 3-years, 3-weeks investments offering 20% Growth potential (6.666%pa).
Important: The closing date for applications by cheque is 13 October 2025 and by bank transfer is 15 October 2025.
The closing date for ISA transfer applications is 01 October 2025.
Product Literature And Forms
You should always read the relevant plan brochure and any other plan documentation, for full details of the plan’s features, including any risks, and the terms and conditions. In addition to the plan brochure and terms and conditions, there are other important documents, including a Key Information Document (‘KID’), that you should consider before deciding to invest in the plan.
If you do not fully understand the risks or are unsure as to the suitability of the investment, please contact us.
How To Invest?
Applications for the Plan must be submitted via Best Price Financial Services and received by 5pm on 15 October 2025 for bank transfer applications.
The closing date for applications by cheque is 13 October 2025
The closing date for ISA transfer applications is 01 October 2025.
This will enable us to process your application and forward it on to the structured product provider.
1. Firstly, print off and complete our Appropriate Assessment Questionnaire. All applications require two proofs of identity – see the questionnaire for more information.
2. Next download, print and complete the application form available. Note that product applications will have multiple documents, so please choose the one relevant to you.
3.Place all completed documents – questionnaire, proofs of identity, application form and cheques for payment – in an envelope and post to:
Best Price Financial Services,The Tythe Barn, 5 Eglwys Nunnydd,
Margam, Neath Port Talbot
SA13 2PS
Further Information
The hop investing US/Europe 3Y Defensive 60 Growth October 2025 – CI10092 plan is a 3-years, 3-weeks investments offering 20% Growth potential (6.666%pa).
Investment Return: The plan starts on the Start Date. At the End Date, if the End Levels of the Indices are at or above 60% of their Start Levels, the plan will end and pay Growth equal to 20% of the money invested. This barrier level is called the Growth Barrier. Otherwise, at the End Date, no Growth will be achieved.
Growth Barrier: 60% (measured at the end)
Potential Growth: 20% paid at the end
Capital Return: Customers will get all their invested money back at the End Date if the End Levels of the Indices are at or above 60% of their Start Levels. This barrier level is called the Loss Barrier. If the End Levels of the Indices are below 60% of their Start Levels, customers will lose money proportional to the fall in the worst performing Index.
About Canadian Imperial Bank of Commerce (CIBC): The underlying financial contracts in this plan are manufactured by an investment bank. Because they are ultimately responsible for any payment obligations such as any money made from the plan and the repayment of invested money, they are considered the Counterparty.
More specifically, the Counterparty to this plan is CIBC in its capacity as issuer of the financial contracts.
The financial contracts will be notes linked to the performance of preference shares issued by Tower Securities Limited. This arrangement effectively loans your money to the Counterparty, entitling you to the features of this plan. More information can be found in the Counterparty’s Offering Documentation: The UK Prospectus dated 26 January 2024 and any supplements thereto.
What Are The Risks Of The Plan?
As with all forms of investment there are risks involved. These plans do not guarantee to repay the money invested. The potential returns of the plans and repayment of the money invested are dependent the level of the underlying asset(s) or index / indices to which the return is linked and also on the financial stability of the Issuer and Counterparty.
Past performance is not a guide to future performance and may not be repeated. Investment involves risk. The performance data does not take account of the commissions and costs incurred on the issue and redemption of shares. The value of investments and the income from them may go down as well as up and investors may not get back any of the amount originally invested. Because of this, an investor is not certain to make a profit on an investment and may lose money. Exchange rate changes may cause the value of overseas investments to rise or fall.
The promotion of the plans does not constitute ‘advice’ to invest. Advice is always specific to an individual investor’s circumstances and needs, following the process of ‘know your customer’, with the aim of ensuring that any product is suitable for an investor.
As always, the recommendation and common-sense approach is to consider product solutions as a portfolio, never over-exposing oneself to a point of financial pain and suffering liquidity or counterparty over exposure.
