Minimum investment amount £3000
The hop 3Y Tech Stock Basket Growth Plan (CIBC19) is a maximum 3-year investment offering a potential return of 39% (13% p.a.) paid at maturity, dependent on the performance of a basket of technology shares (Microsoft, Alphabet and Amazon). This plan is only available on an advised basis.
Important: The closing date for applications by cheque is 15 April 2026 and by bank transfer is 17 April 2026.
The closing date for ISA transfer applications is 10 April 2026.
Product Literature And Forms
You should always read the relevant plan brochure and any other plan documentation, for full details of the plan’s features, including any risks, and the terms and conditions. In addition to the plan brochure and terms and conditions, there are other important documents, including a Key Information Document (‘KID’), that you should consider before deciding to invest in the plan.
If you do not fully understand the risks or are unsure as to the suitability of the investment, please contact us
How To Invest?
Please note: This plan is available on an advised basis only. If you are interested in this plan, please telephone us on 01639 860111 to arrange a free consultation.
1. Call for a free initial telephone consultation. If you wish to progress the process of the product purchase, the regulatory process of ‘advice’ must commence.
2. The completion of a financial review – which will confirm details of your income/capital and investment needs and experience.
3. The completion of a risk profiler – which will help to measure your attitude to risk.
This process will enable ‘advice’ to be provided in relation to the suitability of the product to meet with your needs. The fee for this service and process is 1.5% (subject to a minimum fee of £300) for focused advice – which is focused and narrowed to the suitability of the structured product you want to purchase.
Further Information
The hop 3Y Tech Stock Basket Growth Plan (CIBC19) is a maximum 3-year investment offering a potential return of 39% (13% p.a.) paid at maturity, dependent on the performance of a basket of technology shares (Microsoft, Alphabet and Amazon). This plan is only available on an advised basis.
Underlying Shares: Microsoft Corp, Alphabet Inc, Amazon.com Inc (together the ‘Tech Stock Basket’).
Potential Return: 39%. This is paid if all the Underlying Shares close at or above 50% of their Start Levels on the Final Maturity Date. Otherwise, no return is paid.).
Repayment of your Amount Invested: You will make a loss if, on the Final Maturity Date, at least one of the Underlying Shares closes below 50% of its Start Level.
Issuer: Canadian Imperial Bank of Commerce (‘CIBC’). If the Issuer becomes insolvent, your could lose a significant proportion of your Amount Invested and any return due regardless of how the Underlying Shares perform.
Tax treatment: You should expect to pay capital gains tax on the return from your investment.
This Plan is aimed at investors who are looking for a potential return linked to the performance of US technology shares over a three-year period, but who are comfortable that the return and the repayment of their Amount Invested is not guaranteed. Please see page 16 of the Brochure (‘Who is the Plan appropriate for?’) for more information.
What Are The Risks Of The Plan?
As with all forms of investment there are risks involved. These plans do not guarantee to repay the money invested. The potential returns of the plans and repayment of the money invested are dependent the level of the underlying asset(s) or index / indices to which the return is linked and also on the financial stability of the Issuer and Counterparty.
Past performance is not a guide to future performance and may not be repeated. Investment involves risk. The performance data does not take account of the commissions and costs incurred on the issue and redemption of shares. The value of investments and the income from them may go down as well as up and investors may not get back any of the amount originally invested. Because of this, an investor is not certain to make a profit on an investment and may lose money. Exchange rate changes may cause the value of overseas investments to rise or fall.
The promotion of the plans does not constitute ‘advice’ to invest. Advice is always specific to an individual investor’s circumstances and needs, following the process of ‘know your customer’, with the aim of ensuring that any product is suitable for an investor.
As always, the recommendation and common-sense approach is to consider product solutions as a portfolio, never over-exposing oneself to a point of financial pain and suffering liquidity or counterparty over exposure.
