Minimum investment amount £3000
The Causeway Securities UK & EU Quarterly Memory Income Kick Out Plan – April 26 (MS-07) is a 6-year investment offering a Potential Investment Return of 1.88% per quarter (7.52% p.a.) for each quarter the Plan has existed if the value of both the Underlyings is at or above the 85% Coupon Barrier on the Coupon Observation Date. This plan is only available on an Advised Basis.
Important: The closing date for applications by cheque is 08 April 2026 and by bank transfer is 10 April 2026.
The closing date for ISA transfer applications is 27 March 2026.
Product Literature And Forms
You should always read the relevant plan brochure and any other plan documentation, for full details of the plan’s features, including any risks, and the terms and conditions. In addition to the plan brochure and terms and conditions, there are other important documents, including a Key Information Document (‘KID’), that you should consider before deciding to invest in the plan.
If you do not fully understand the risks or are unsure as to the suitability of the investment, please contact us
How To Invest?
Please note: This plan is available on an advised basis only. If you are interested in this plan, please telephone us on 01639 860111 to arrange a free consultation.
1. Call for a free initial telephone consultation. If you wish to progress the process of the product purchase, the regulatory process of ‘advice’ must commence.
2. The completion of a financial review – which will confirm details of your income/capital and investment needs and experience.
3. The completion of a risk profiler – which will help to measure your attitude to risk.
This process will enable ‘advice’ to be provided in relation to the suitability of the product to meet with your needs. The fee for this service and process is 1.5% (subject to a minimum fee of £300) for focused advice – which is focused and narrowed to the suitability of the structured product you want to purchase.
Further Information
The Causeway Securities UK & EU Quarterly Memory Income Kick Out Plan – April 26 (MS-07) is a 6-year investment offering a Potential Investment Return of 1.88% per quarter (7.52% p.a.) for each quarter the Plan has existed if the value of both the Underlyings is at or above the 85% Coupon Barrier on the Coupon Observation Date. This plan is only available on an Advised Basis.
Potential Investment Return: 1.88% per quarter (7.52% p.a.) paid quarterly if the value of both Underlyings are at or above the 85% Coupon Barrier on the Coupon Observation Date.
Investment Term: A maximum of 6 years. However, the Plan has the potential to mature early (kick-out) on a quarterly Observation Date from year two onwards.
Kick-Out Feature: The Plan will Kick-Out (mature early) if the Closing Level of both Underlyings, on any Kick-Out Observation Date is at or above the 100% Kick-Out Barrier. In this event, you will receive your Initial Capital, plus a final quarterly coupon payment of 1.88%. The first Observation Date on which an early maturity could be triggered will be 19 April 2027.
Memory Feature: A memory feature provides the potential for any missed income payments to be paid on a future Observation Date.
Capital at Risk Barrier: 65% of the Opening Level (observed on the Final Observation Date of the Plan only). If on the Final Observation Date, the Closing Level of the worst performing Underlying is less than 65% of its Opening Level (representing a decline of more than 35% from the Opening Level), your Initial Capital will be lost at a rate of 1% for every 1% that the Final Level of the worst performing Underlying is below its Opening Level.
Counterparty Risk: The Counterparty of the Securities is Morgan Stanley. If the Counterparty were to fail or become insolvent, you could lose some or all your investment and any return that may be due, irrespective of the performance of the Underlying.
What Are The Risks Of The Plan?
As with all forms of investment there are risks involved. These plans do not guarantee to repay the money invested. The potential returns of the plans and repayment of the money invested are dependent the level of the underlying asset(s) or index / indices to which the return is linked and also on the financial stability of the Issuer and Counterparty.
Past performance is not a guide to future performance and may not be repeated. Investment involves risk. The performance data does not take account of the commissions and costs incurred on the issue and redemption of shares. The value of investments and the income from them may go down as well as up and investors may not get back any of the amount originally invested. Because of this, an investor is not certain to make a profit on an investment and may lose money. Exchange rate changes may cause the value of overseas investments to rise or fall.
The promotion of the plans does not constitute ‘advice’ to invest. Advice is always specific to an individual investor’s circumstances and needs, following the process of ‘know your customer’, with the aim of ensuring that any product is suitable for an investor.
As always, the recommendation and common-sense approach is to consider product solutions as a portfolio, never over-exposing oneself to a point of financial pain and suffering liquidity or counterparty over exposure.