Minimum investment £3000
The Arcus 10Y Mistral Conditional Income Kickout Plan (SG33) is a maximum 10 year investment offering a Potential return of 2.50% per quarter (10% p.a.). The interest is paid if the Net Asset Value (‘NAV’) of the Mistral US Selection Fund (the ‘Mistral Fund’) is at or above 50% of its Start Level on an Income Date. This plan is only available on an Advised basis.
Important: The closing date for applications by cheque is 15 April 2026 and by bank transfer is 17 April 2026.
The closing date for ISA transfer applications is 10 April 2026.
Product Literature And Forms
You should always read the relevant plan brochure and any other plan documentation, for full details of the plan’s features, including any risks, and the terms and conditions. In addition to the plan brochure and terms and conditions, there are other important documents, including a Key Information Document (‘KID’), that you should consider before deciding to invest in the plan.
If you do not fully understand the risks or are unsure as to the suitability of the investment, please contact us
How To Invest?
Please note: This plan is available on an advised basis only. If you are interested in this plan, please telephone us on 01639 860111 to arrange a free consultation.
1. Call for a free initial telephone consultation. If you wish to progress the process of the product purchase, the regulatory process of ‘advice’ must commence.
2. The completion of a financial review – which will confirm details of your income/capital and investment needs and experience.
3. The completion of a risk profiler – which will help to measure your attitude to risk.
This process will enable ‘advice’ to be provided in relation to the suitability of the product to meet with your needs. The fee for this service and process is 1.5% (subject to a minimum fee of £300) for focused advice – which is focused and narrowed to the suitability of the structured product you want to purchase.
Further Information
The Arcus 10Y Mistral Conditional Income Kickout Plan (SG33) is a maximum 10 year investment offering a Potential return of 2.50% per quarter (10% p.a.). The interest is paid if the Net Asset Value (‘NAV’) of the Mistral US Selection Fund (the ‘Mistral Fund’) is at or above 50% of its Start Level on an Income Date. This plan is only available on an Advised basis.
Kick Out feature: The plan will mature (kick out) if the NAV of the Mistral Fund is at or above 100% of its Start Level on an Early Maturity Date.
Repayment of your Amount Invested: You will be repaid your Amount Invested in full if the Plan kicks out. You will make a loss if there is no kick out and on the Final Maturity Date, the NAV of the Mistral Fund is below 50% of its Start Level.
Issuer: SG Issuer, guaranteed by Societe Generale. If the Issuer becomes insolvent, you could lose a significant proportion of the Amount Invested and any return due, regardless of how the Mistral Fund performs.
Tax treatment: You should expect to pay Income Tax on the return from your investment.
This Plan is targeted at investors who are looking for a quarterly income over a ten-year period, but will not rely on this income to pay everyday living costs. They should be prepared to put their Amount Invested at risk in exchange for the potential of higher income than could be achieved from an investment that does not put their Amount Invested at risk. Please see page 18 of the brochure (‘Who is this Plan appropriate for?’) for more information.
About Societe Generale: Societe Generale is one of Europe’s leading financial service groups and a major player in the economy for over 160 years, supporting 25 million clients every day with 126,000 staff in 65 countries. Societe Generale was established in the UK in 1871 as the group’s first international office outside France. Their expertise in the UK ranges from corporate and investment banking to private banking services, asset management, prime brokerage and clearing services. In 2021, they celebrated their 150th anniversary in the country, demonstrating and reaffirming their long-standing commitment to the UK.
To find out more, visit societegenerale.com.
What Are The Risks Of The Plan?
As with all forms of investment there are risks involved. These plans do not guarantee to repay the money invested. The potential returns of the plans and repayment of the money invested are dependent the level of the underlying asset(s) or index / indices to which the return is linked and also on the financial stability of the Issuer and Counterparty.
Past performance is not a guide to future performance and may not be repeated. Investment involves risk. The performance data does not take account of the commissions and costs incurred on the issue and redemption of shares. The value of investments and the income from them may go down as well as up and investors may not get back any of the amount originally invested. Because of this, an investor is not certain to make a profit on an investment and may lose money. Exchange rate changes may cause the value of overseas investments to rise or fall.
The promotion of the plans does not constitute ‘advice’ to invest. Advice is always specific to an individual investor’s circumstances and needs, following the process of ‘know your customer’, with the aim of ensuring that any product is suitable for an investor.
As always, the recommendation and common-sense approach is to consider product solutions as a portfolio, never over-exposing oneself to a point of financial pain and suffering liquidity or counterparty over exposure.
