Minimum investment amount £3000 The hop 6Y UK Defensive 85 Step-Down Kickout Plan (CIBC40) is a maximum 6-year investment offering a potential return of 8.20% p.a. (paid at maturity) Don’t Forget The Risks Important: The closing date for applications by cheque is 22 July 2026 and by bank transfer is 24 July 2026. The closing date for ISA transfer applications is …

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