History
Richard has over 30 years’ experience in the industry. He specialises in advising clients on the most suitable and tax-efficient investment, pension and savings options, whilst fully taking into account each individual client’s personal circumstances. He is motivated by nurturing strong and lasting client relationships, based on consistent delivery of risk adjusted outperformance, compared to peers.
At Best Advice Wealth Management, we have dedicated mortgage and protection specialists and are able to offer a comprehensive range of mortgage, loan and protection products to complement our established wealth management and financial planning services. Further details can be found through the relevant links at the top of the page.
Whilst the majority of our business is gained through provision of advised financial services on a face-to-face basis, we also offer a comprehensive range of general insurance, structured investment products and deposit plans through Best Price Financial Services Ltd which can be applied for online via our sister website, Best Price Financial Services.
Our Approach
At Best Advice Wealth Management, we believe that relationships are key and that effective financial planning is achieved through regular, timely dialogue with our clients over a sustained period. We offer high quality, informed and professional advice that will adapt and develop to help you realise your life goals. We are with you for the long run.
We provide independent advice through a professional, personable service. We take time to understand your specific situation, goals and objectives and then design a financial planning strategy to meet your needs.
Consultation
We invite you to contact us to arrange an initial no obligation, no cost, face-to-face consultation during which we’ll establish what you are looking to achieve and how we believe we can help. If you decide that you want us to undertake a financial review, we’ll look at your existing arrangements together, review the performance of your portfolio and the cover provided by your existing personal insurances, taking note of your current risk capacity and any necessary changes to your tax wrappers.
Recommendations
Following a review, we would prepare our recommendations using the information obtained from you, develop a comprehensive plan with timescales, then take you through these recommendations in detail. Once agreed, we would implement your plan, following all our recommendations and at this stage we would establish the appropriate frequency and level of future reviews with your agreement. Whilst it is our intention to maintain regular dialogue, we ask our clients to inform us of any significant changes in circumstances or life-changing events to ensure that we are able to continue to offer the appropriate support towards achievement of financial goals.
Meet The Team
Richard Harry
Director and Independent Financial Adviser
- richard@bestadvicewealthmanagement.co.uk
- Mobile: 07977 470661
- Office: 01639 860111
Sian Lewis
Client Support Manager
- sian@bestadvicewealthmanagement.co.uk
- Office: 01639 860111
Services & Fees
Initial consultation – FREE
Premier Service – Investment Planning / Retirement Planning
Initial charge: 3% of the amount invested, minimum £495.
Ongoing charges:
- Biennial reviews (every 2 years) – 0.75% p.a. of the value of funds under management, subject to minimum fee of £1,000 per annum.
- Annual reviews – 1% p.a. of the value of funds under management, subject to minimum fee of £1,000 per annum.
- Two or more reviews per annum – 1.25% p.a. of the value of funds under management, subject to minimum fee of £1,000 per annum.
Estate & IHT Planning
See the separate section on the website for details of fees.
Tax Planning
See separate section on the website for details of fees.
Wills
See the separate section on the website for details of fees.
Insurance & Protection Planning
No fee directly payable by the client. A commission is paid to us from the product provider, depending on the level and type of protection cover arranged.
Mortgages and Lending
See the relevant separate sections on the website for details of related fees.
Get In Touch Today
We invite you to explore our website to discover the comprehensive range of services that we provide. Whatever your financial aims and needs, we invite you to get in touch for a no-obligation discussion to see how we can help.