Minimum investment amount £10000
The Mariana FTSE 3 Stock Deposit Kick Out Plan – December 2025 is a maximum 6-years, 2-weeks investment offering a Potential Return of 8.15% for each year the Deposit Plan runs, paid gross.
Important: The closing date for applications by cheque is 03 December 2025 and by bank transfer is 05 December 2025.
The closing date for ISA transfer applications is 19 November 2025.
Product Literature And Forms
You should always read the relevant plan brochure and any other plan documentation, for full details of the plan’s features, including any risks, and the terms and conditions. In addition to the plan brochure and terms and conditions, there are other important documents, including a Key Information Document (‘KID’), that you should consider before deciding to invest in the plan.
If you do not fully understand the risks or are unsure as to the suitability of the investment, please contact us
How To Invest?
Applications for the Plan must be submitted via Best Price Financial Services and received by 5pm on 05 December 2025 for bank transfer applications.
The closing date for applications by cheque is 03 December 2025
The closing date for ISA transfer applications is 19 November 2025.
This will enable us to process your application and forward it on to the structured product provider.
1. Firstly, print off and complete our Appropriate Assessment Questionnaire. All applications require two proofs of identity – see the questionnaire for more information.
2. Next download, print and complete the application form available. Note that product applications will have multiple documents, so please choose the one relevant to you.
3.Place all completed documents – questionnaire, proofs of identity, application form and cheques for payment – in an envelope and post to:
Best Price Financial Services,
The Tythe Barn, 5 Eglwys Nunnydd,
Margam, Neath Port Talbot
SA13 2PS
Further Information
The Mariana FTSE 3 Stock Deposit Kick Out Plan – December 2025 is a maximum 6-years, 2-weeks investment offering a Potential Return of 8.15% for each year the Deposit Plan runs, paid gross.
This is a six year, two week Deposit Plan based on the performance of BP PLC , Vodafone Group PLC and GlaxoSmithKline PLC, the Underlying Assets. The Deposit Plan is constructed to offer a Potential Return of 8.15% for each year the Deposit Plan runs with the possibility of early maturity and the full repayment of Initial Capital from the end of the Deposit Plan’s second year and annually thereafter. The Potential Return is only payable if the Deposit Plan kicks out.
Should the Closing Price of the worst performing Underlying Asset on an Observation Date be at or above the Kick Out Trigger Level, the Deposit Plan will mature early, repaying your Initial Capital plus the Potential Return multiplied by the number of years the Deposit Plan has run.
The Kick Out observations begin on the second anniversary date and continue on an annual basis until the Deposit Plan’s Maturity Date (13 December 2027 to 12 December 2031).
If the Deposit Plan has not already kicked out, Initial Capital is returned in full on the Maturity payment Date regardless of the performance of the Underlying.
The repayment of Initial Capital and the payment of any returns are subject to Counterparty Risk.
The Deposit Taker chosen for this Deposit Plan is Société Générale. The Deposit Taker (also known as the Counterparty), is the institution with which your Initial Capital will be invested in the Structured Deposit described in this brochure.
Société Générale Societe Generale, is one of Europe’s leading financial services groups and a major player in the economy for over 150 years. More information on the Counterparty can be found on their website www.societegenerale.com or by requesting a copy of the Counterparty prospectus from Mariana. The prospectus contains information and contractual terms for the securities
You may lose all or part of your investment if Société Générale collapses, becomes bankrupt or goes into liquidation and defaults on paying your Deposit Plan return and the repayment of the Initial Capital. The risk that Société Générale collapses, becomes bankrupt or goes into liquidation is called Counterparty Risk.
Should Société Générale collapse, become bankrupt or go into liquidation, you may be eligible for compensation under the Financial Services Compensation Scheme (FSCS). Further details in relation to compensation arrangements are set out in the section entitled ‘Where is my money and can I lose it?’.
The Deposit Plan is not endorsed, sponsored or otherwise promoted by Société Générale or any of its affiliates.
None of Société Générale or its affiliates is responsible for the contents of this brochure and nothing in this document should be considered a representation or warranty by Société Générale to any person regarding whether investing in the Deposit Plan is suitable or advisable for such a person. Neither Société Générale, nor any of its affiliates, has provided advice, nor made any recommendation about investments or tax in relation to this Deposit Plan.
What Are The Risks Of The Plan?
As with all forms of investment there are risks involved.
You must be prepared to leave your deposit invested for the full fixed term otherwise you may get back less than you put in
A standard cash deposit account will repay your deposit in full, regardless of when you withdraw. Structured deposits are different because their value during the fixed term depends on many factors including interest rates, the creditworthiness of the deposit-taker and any ups and downs in the value of the underlying asset or index to which the return is linked. You will get your money back plus the potential returns if you hold your deposit until maturity, but the amount you would get back if you needed to withdraw early may vary significantly and some structured deposit providers may also charge an exit fee for early withdrawal.
There is a risk that you will receive no return on your deposit
For example, if you are promised a return linked to how the stock market performs, and it falls during the fixed term, then your return could be zero (assuming there is no minimum return) so you will just get back your deposit. You must be comfortable that this is a risk you are willing to take, and that receiving no return at all would not cause you financial difficulties. You should also understand how returns are calculated over the period of the product and whether this is based on specific points in time or averaged over the whole term of the deposit.
Inflation could erode the value of your deposit
Inflation is the rise in the price of goods and services over time. It means that your money will be able to buy less in the future than it does today. If you were to put money in a structured deposit and there was high inflation over the fixed term, your deposit at the end of the term would be worth less than it was at the start of the term. Of course, this risk also applies to any savings or investment product that is not inflation-linked.
There are limits on how much you can claim under the Financial Services Compensation Scheme
Structured deposit plans are deposit-based and will usually be fully protected from stock market risk at the end date and benefit from the protection of the Financial Services Compensation Scheme, if the counterparty is a licensed UK deposit taker. The Financial Services Compensation Scheme (FSCS) is the UK’s deposit guarantee scheme. This provides for compensation of up to £85,000 per UK-eligible individual claimant per institution in the event of failure of the counterparty bank or institution for the aggregated amount of all eligible deposits held with them. Please refer to the individual plan brochure for details.
